Privacy Policy

1. Data controller

Velora Education Ltd is the data controller for personal data submitted through this site unless stated otherwise on a localized page.

Contact: [email protected]

2. What we collect

Identity and contact: name, phone number, messenger preference (WhatsApp/Telegram).

Quiz responses: deposit amount range, investment horizon, goals, experience level.

Technical data: IP address, browser type, device, pages viewed, referral URL, cookie identifiers.

Marketing data: UTM parameters and ad click IDs when you arrive from paid campaigns (e.g., Google Ads).

3. How we use your data

To respond to your request and connect you with a human onboarding specialist.

To qualify leads and provide educational information about first deposits from US$250+.

To measure website and advertising performance (with consent where required).

To comply with legal obligations, prevent fraud, and enforce our Terms.

We do not sell personal data to third parties.

4. Legal bases (Nigeria Data Protection Act 2023 / similar laws)

Consent — when you submit the lead form and accept this policy.

Legitimate interests — site security, analytics (where permitted), and improving our service.

Contract — steps taken at your request before entering a service agreement with a partner.

5. Sharing with third parties

Licensed partner institutions — we may share your name, phone, messenger preference, and quiz answers so a partner can contact you about onboarding. Partner legal name and license are disclosed before account opening. Deposits are made directly with partners, not Velora.

Service providers — hosting, CRM, messaging, analytics (Google Analytics / Google Ads tags when enabled and consented).

Authorities — when required by law.

6. International transfers

Data may be processed in the European Economic Area, United Kingdom, Isle of Man, or other countries where our processors operate. We use appropriate safeguards where required.

7. Retention

Lead data: up to 24 months after last contact unless a longer period is required by law or you request deletion sooner.

Analytics logs: typically 14–26 months depending on the tool.

8. Your rights

Depending on your location, you may have rights to access, rectify, erase, restrict, object, or port your data, and to withdraw consent.

Email [email protected] to exercise these rights. You may also lodge a complaint with your local data protection authority (in Nigeria, the Nigeria Data Protection Commission (NDPC)).

9. Children

Our services are not directed to anyone under 18. We do not knowingly collect data from minors.

10. Changes

We may update this policy. The “Last updated” date at the bottom reflects the latest version.